Payments Modernization
US Mid-Tier Banks

Key challenges and opportunities in payments operations today


of survey respondents are actively modernizing their payment systems

Volante’s Annual Mid-Tier Payments Modernization Survey Report

The study, based on surveys conducted in the first quarter of 2022, provides insights into the current payments operations and future modernization plans of a representative sample of mid-tier banks and credit unions in the U.S. with assets between $2B USD and $25B USD.

Key Findings and Priorities for Systems Modernization Over the Next 12 Months 

American Banker: Exploring opportunities and priorities of U.S. mid-tier banks

As the financial services industry begins to operationalize the lasting impacts of the pandemic, financial institutions continue to modernize and adapt to a rapidly changing market. 

Key topics include:

  • Connection plans to The Clearing House RTP and FedNow
  • Rising volumes in wires and ACH processing
  • SWIFT and cross border payments operations
  • Payments system modernization priorities and timelines
  • Most desired new payments capabilities not yet available at the bank

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