While only 162 financial institutions are currently live on RTP, this number represents over 61% of the demand deposits accounts in the U.S., making a clear opportunity cost for those financial institutions that are not yet live. 

This report is an update on the current state of RTP in the U.S. four years after the initial launch. The research is based on Aité-Novarica Group’s research and in-depth knowledge of the topic. 

This Impact report explores: 

  • A closer look at the first RTP transaction 
  • The threat of disintermediation  
  • The market opportunity by use case 
  • Payments-as-a-Service and connectivity 

Download the full paper

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