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Navigating the future of commercial payments: Insights into US instant payments

The advent of instant payments has ushered in a transformative era across various industries, reshaping traditional payment methods and fostering innovation and agility.

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Runner accelerating on a plain beneath a bright sky

Accelerating commercial payments transformation with US instant payments: A strategic outlook for 2024

Rob Golding

Rob Golding, Director, Volante Technologies

The US payments landscape is undergoing a transformative shift, catalyzed by the rise of real-time instant payments. The time is ripe for payments leaders to embrace this innovation and unlock new frontiers of operational efficiency, liquidity management, and competitive advantage.

Business man opening shirt to reveal Are You Ready words

SEPA Instant Payments: Are banks ready?

Nadish Lad

Nadish Lad, Global Head of Strategic Business, Volante Technologies

Part one of a two-part series highlighting key takeaways from our recent webinar on SEPA Instant Payments, including an overview of the regulatory mandate, how instant payments are defined, and the challenges and impacts among banks and payment service providers.

Two phones transferring instant payments in real time

The European instant payments evolution is unfolding in real time

Nadish Lad

Nadish Lad, Global Head of Strategic Business, Volante Technologies

Highlighting and summarizing the evolving and collaborative focal points of the "Outlook on Instant Payments in Europe" webinar.

Outlook for instant payments in Europe: Impact of EC’s regulation and compliance needs will vary greatly by market

Nihit Ahuja

Nihit Ahuja, Regional Sales Head - Europe & Africa, Volante Technologies

In part 2 of this blog series, we take a closer look at current levels of adoption in different markets throughout the continent, as well as the impact this may have on compliance initiatives in the coming months.

Outlook for instant payments in Europe

Outlook for instant payments in Europe: Implications of the European Commission’s regulations for PSPs

Nihit Ahuja

Nihit Ahuja, Regional Sales Head - Europe & Africa, Volante Technologies

Drawing from Volante’s white paper on the Outlook for Instant Payments in Europe, this blog will briefly highlight the four measures contained in the EC’s proposal, as well as what each might ultimately mean for payment service providers (PSPs) operating in the EU.

Fireside chat: Exploring the state of instant payments legislation in Italy and across the EU

Peter Larsson

Peter Larsson, Nordic Business Development & Pre-sales Lead, Volante Technologies

Volante’s Peter Larson sat down with Gianluca D’Imperio, UniCredit, and Alessandro Impellizzeri, CBI, to discuss the current state of instant payments in the Italian market and the EU.

Payments as a product

Payments as a product: Elevating customer experience beyond instant payments in the Middle East

Ahmed Marouf

Ahmed Marouf, Vice President - MENA Regional Head, Volante Technologies

While instant payments growth in the Middle East appears to be a net positive for consumers, it also poses considerable challenges to regional banks and FI's.

Real-time payments in the Iberian Peninsula

Peter Larsson

Peter Larsson, Nordic Business Development & Pre-sales Lead, Volante Technologies

We look at the current state of instant payments in Spain and the broader Iberian Peninsula, in addition to highlighting some unique opportunities for banks throughout the region to emerge at the forefront of innovation.

Instant payments and the Nordic region: what financial institutions should know

Peter Larsson

Peter Larsson, Nordic Business Development & Pre-sales Lead, Volante Technologies

As a long-time global leader in payments innovation and efficiency, the Nordics are now transitioning from localized standards to international, cross-border standards. So how will these changes affect the instant payment landscape across the Nordic region, and how can Nordic banks prioritize instant payment innovations?

Not Ready to Jump Head-First into Instant Payments: 3 Key Benefits to Starting With a “Receive-Only” Strategy

Carrie Blankenship

Carrie Blankenship, Payments Innovation Principal – Americas, Volante Technologies

While it may feel like a bare-minimum approach ahead of the imminent FedNow rollout, launching instant payments in receive only mode is actually an incredibly smart strategy for banks not ready to go all in and comes with a number of significant benefits.

Preparing for Instant Payments in the US: Choosing a Payments Network

Carrie Blankenship

Carrie Blankenship, Payments Innovation Principal – Americas, Volante Technologies

Should you be moving forward with your plans to enable transactions on RTP, or simply wait for FedNow? When exactly should you be prepared to offer instant payments services to your account holders?

Preparing for FedNow: FedNow vs. RTP – What’s the Difference?

Rob Golding

Rob Golding, Director, Volante Technologies

Due to the pre-existing widespread utilization of TCH’s RTP network, the first iteration of FedNow will exist primarily as an alternative to RTP, and there remains considerable redundancy between the two systems. So where do the two systems differ?

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