Real-time / instant payments

Powering always-on payments with speed, agility, and intelligence

Banks and financial institutions trust Volante for fast, reliable, and compliant real-time payments across FedNow℠, RTP®, SEPA Instant, and twenty more real-time/instant payment networks worldwide.

20+

Real-time/instant payment networks are supported worldwide

1st

Real-time payment in the US and Saudi Arabia

300K

Instant payments per month for an Italian bank

Why banks choose Volante Payments Intelligence

Deliver always-on payment experiences

Enable your customers to send and receive money in seconds—anytime, anywhere. With Volante’s real-time/instant payments solution, your financial institution can process transactions 24x7x365, deliver faster time-to-value, and meet rising expectations for real-time financial experiences.

Whether you’re launching FedNow®, RTP®, SEPA Instant, and more, Volante gives you the flexibility to adapt, scale, and innovate—without the complexity of legacy systems.

Modernize and increase speed with real-time

Today’s financial ecosystem demands speed, transparency, and always-available services. But traditional payment systems weren’t designed for real-time, 24×7 ISO 20022-compliant payments—especially not across multiple networks.

Built to handle every real-time need

Volante’s platform supports real-time processing across all major domestic and regional networks, with flexible deployment options:

Choose your model: run the solution in your own data center, private cloud, or use our fully managed service. Volante delivers real-time flexibility on your terms.

Accelerate value with real-time rails

Deliver faster payments, instantly

Process transactions in seconds, 24x7x365—including nights, weekends, and holidays—improving customer experience and liquidity management.

Increase operational efficiency

Automate workflows, reduce manual interventions, and lower the total cost of ownership with a real-time-native, cloud-based solution.

Future-proof your business

Rapidly adopt new real-time rails and scale with ease—across regions and use cases—without rewriting your payment infrastructure.

Enhance regulatory compliance

Achieve ISO 20022 compliance by default, while enabling structured data, auditability, and straight-through processing.

Support modern use cases

Unlock new opportunities with value-added services like Request for Pay (RfP), instant invoicing, and next-gen collections.

Engineered for instant advantage

Delivering agility, intelligence, and resilience

Cloud-native and secure

Scale with confidence using a cloud-native architecture certified for ISO 27001, SOC 1 & 2, and more. Deploy in the public cloud, private cloud, or your own data center.

Multi-rail real-time payments

Support for FedNow®, RTP®, SEPA Instant, and more—on a single platform. Add new rails and features as needed, without disruption.

Always-on operations

Ensure uninterrupted availability with a platform built for 24x7x365 real-time processing across regions and time zones.

Real-time monitoring and alerts

Gain visibility into transaction flows, acknowledgements, exceptions, and more with intuitive dashboards and alerting tools.

ISO 20022 fluent

Benefit from richer, structured data for analytics, automation, and enhanced reconciliation.

Proven performance, global trust

  • First to market – Processed the first-ever U.S. RTP® and FedNow℠ payments
  • European scale – Powers 80–90% of all instant payments in a major European country
  • Global reach – Live with real-time payments in Saudi Arabia, Europe, and North America
  • Request for Pay ready – Supports RfP across FedNow, RTP, and SEPA Instant
  • Multi-country hubs – Manage multiple instant payment types across jurisdictions with one extensible platform

What our customers say

Trusted by over 150 financial businesses worldwide

Banco BASE

Part of the Volante Payments Platform

Accelerate innovation with Volante’s modular, real-time-native payments platform. Rapidly integrate new services, automate workflows, and future-proof your payment operations—all from one cloud-ready foundation.

Get insights from the experts leading payments modernization

Webinars
FedNow vs. RTP: Why the answer to real-time payments is both
Lakeside Bank and Volante
Lakeside Bank adds real-time payments and enhances SWIFT processing with Volante Technologies
Webinars
Fed Later? RTP Now? ACH Today? The Fastest Path to Real Time Success
Blogs
Discover the transformational value of Payments as a Service
KPMG and Volante Technologies Launch Strategic Alliance for Real-Time Payments and ISO 20022 Modernization
White Papers
Real-Time Integrated Payables:
The Killer Use Case for RTP
Blogs
Preparing for FedNow: FedNow vs. RTP – What’s the Difference?

Evolve with us

Volante’s real-time / instant payments solution empowers financial institutions to meet growing demand for instant money movement—securely, cost-effectively, and at scale.

Let’s talk about how you can modernize your legacy platform and deliver the future of payments—today.

Frequently Asked Questions

Volante supports over 20 real-time and instant payment networks worldwide, including FedNow®, RTP®, SEPA Instant, and other regional schemes. All are accessible from a single, cloud-native platform.

Volante’s platform is built for always-on availability, featuring active-active cloud infrastructure, real-time monitoring, and a resilient architecture that ensures uninterrupted service—regardless of nights, weekends, or holidays.

Yes. Volante’s solution is ISO 20022-native, enabling enriched data, structured messaging, and compliance by default across all supported payment rails.

You can deploy in the public cloud, private cloud, or your data center. Volante offers full flexibility to align with your IT strategy and compliance needs.

With standardized onboarding and pre-integrated rail support, many institutions go live in a matter of weeks, not months, reducing both time-to-market and project complexity.