Modernize payments without having to rip and replace
Replacing legacy systems is costly and disruptive, yet your financial institution still needs efficiency, real-time processing, and compliance-ready solutions. Volante is here to help you bridge the gap.
Our Embedded Preprocessing solution optimizes payments before they reach your core systems, so you can automate workflows, enhance payment intelligence, intelligently route transactions, and reduce operational friction, all without replacing your existing infrastructure.
Key benefits that empower your payments ecosystem
Automate payment routing
Eliminate manual decision-making by intelligently routing transactions to the appropriate rail based on bank-defined rules.
Reduce processing delays
Identify and fix transaction errors before they disrupt payment flows, reducing rejections and improving straight-through processing rates.
Enhance compliance and fraud prevention
Ensure payments undergo automated AML, KYC, and regulatory screening before reaching core systems.
Gain real-time visibility
Consolidate payment insights across multiple channels, improving reporting, reconciliation, and exception management.
Accelerate ISO 20022 adoption
Enable translation and validation of ISO 20022, guaranteeing compliance while maintaining legacy system compatibility.
Streamline payment operations with embedded intelligence
Financial institutions handle payments from multiple sources, each requiring validation, routing, and compliance checks before processing. Traditional systems lack the agility to automate and optimize these steps efficiently, making payment order management a challenge. View Volante’s Embedded Preprocessing in action.
Our Embedded Preprocessing solution solves this problem by delivering:
- Smart routing to ensure payments are automatically directed to the optimal processing path based on urgency, cost, and compliance needs.
- Data validation and enrichment to identify missing or incorrect information before transactions reach your core system.
- ISO 20022 format translation to convert payment instructions into ISO 20022 and other formats, ensuring compliance.
- Enhanced analytics that provide real-time visibility into payment flows, exceptions, and regulatory reporting.
Key features to optimize payments before processing
Cloud-native architecture
Scale and modernize payments without costly infrastructure upgrades, ensuring resilient, 24/7 processing.
Multi-rail smart routing
Dynamically select the most efficient payment rail — ACH, wire, RTP, SWIFT, SEPA, and more — based on business rules, cost, and urgency.
End-to-end payment validation
Automatically correct missing data, apply fraud screening, and ensure transactions meet regulatory standards before processing.
API-driven integration
Embed preprocessing into existing payment systems via APIs, reducing manual intervention.
Comprehensive analytics dashboard
Monitor transaction flows, payment exceptions, and real-time payments intelligence from a single payment interface.
Intelligent payment routing
Dynamically route payments based on processing costs, urgency, and regulatory requirements, finding the most efficient path.
Data validation and enrichment
Detect errors, apply corrections, and enhance payment data before transactions reach core processing systems.
ISO 20022 translation
Enable format conversion, so legacy systems can process ISO 20022 messages without disruption.
Corporate-to-
bank payment orchestration
Allow corporate clients to send payment files in multiple formats, automatically converting them into the required structure for processing.
Embedded fraud and compliance screening
Ensure transactions undergo AML, KYC, and sanctions checks before approval, reducing fraud risk
Trusted by over 150 financial businesses worldwide
Leading financial institutions trust Volante to optimize payments with embedded intelligence and payment order management.
See how financial institutions stay ahead of the curve with Volante Embedded Preprocessing
Grupo Financiero Banco BASE: Modernizing domestic and international payments with Volante Payments Platform
Grupo Financiero Banco BASE, a leader in corporate financing and foreign trade, has transformed its payments infrastructure to meet the demands of Mexico’s evolving financial ecosystem.
Case study: Modernizing digital payments in Latin America
Latin American payments processor sought to upgrade its aging infrastructure to meet rising customer expectations and regulatory demands.
Get insights from the experts leading payments modernization
Effective Preprocessing: The Path to Faster Payments Modernization
Embedded Preprocessing
Addressing the market’s growing need for smart routing
Payments Modernisation:
Derisking and Embracing Innovation Beyond ‘Rip and Replace’
Derisking and Embracing Innovation Beyond ‘Rip and Replace’
Frequently Asked Questions
Traditional preprocessing is a complex, multi-step process that entails receiving payment messages from different sources and formats, enriching and validating those messages, applying orchestration rules, and then routing them for processing.
Embedded preprocessing enables you to take these preprocessing steps and execute them outside the context of legacy systems, embedding them within existing workflows using APIs and other integration methods.
By separating these steps from the core processing systems and embedding preprocessing in a single layer across all payment types, we offer an innovative approach to payment order management and orchestration that complements and enriches your institution’s payment operations, without disrupting or replacing existing systems..
Volante’s Embedded Preprocessing understands scheme and business rules for all domestic and cross-border payment types, including modern real-time and ISO 20022 payments. It can transform one type of payment message to another based on rules defined by the bank, including customer-specific rules. An example might be sending a US real-time payment to either FedNow or RTP based on reachability, or converting a SEPA Credit Transfer (CT) to a SEPA Instant payment based on when the payment receipt needs to occur. These examples of Smart Routing can all be achieved through self-service configurations, without requiring updates or implementation services from Volante.
Customers can get onboarded to Volante Embedded Preprocessing fast, in as little as a few weeks. Volante’s low-code integration technology simplifies the process of connecting to the bank’s existing systems. Our APIs and Payments as a Service components make it easy to configure services like smart routing, corporate file processing, and analytics, and see the benefits of these services quickly.