The banks that treated the deadline as a project have finished. The banks that treated it as a starting point are pulling ahead.

The conversation around Fedwire processing is shifting. Mid-tier banks that have not modernized their Fedwire processing will struggle to participate in whatever the future looks like.

Manual ACH processes remain a significant challenge for many banks, creating inefficiencies that are often overlooked but costly over time. According to IBS Intelligence, over 55% of financial institutions report operational inefficiencies as a major barrier to payments modernization efforts.

Part two of this blog series illuminates the specific trends informing Gartner Magic Quadrant and its growing impacts on banking payment platforms.

A deep dive into Volante's latest white paper on Payments Modernization 3.0, detailing where momentum has stalled, why accelerating progress is increasingly critical, and what an effective blueprint for financial innovation looks like.

Banks are under increasing pressure to modernize their payment systems to meet the demands of a real-time economy. The combination of AI and payments modernization allows banks to achieve faster processing, better accuracy, and improved compliance.

Azqore, a prominent business and technology partner for wealth managers, chose to partner with Volante on a strategic payments modernization journey and can now offer its customers the most competitive ISO 20022 and instant payment services on an extensible, future-proofed foundation.

Mid-tier banks and financial institutions face growing pressure from digitally savvy corporate clients, who expect 24/7 access, instant payments, and real-time reporting. Delivering timely and seamless services is now a strategic imperative.

Across EMEA, the drive to modernise payments is real, urgent, and well underway. However, the journey looks very different depending on where you are.

Volante Technologies’ 2025 Big Survey takes the pulse of the banking industry in EMEA, offering a rare, data-rich look into how banks are modernising their payment systems in the face of regulatory deadlines, tech disruption, and shifting customer demands.

Mid-tier banks face challenges in payments modernization. Discover how scalable PaaS solutions can drive efficiency and innovation.

Mid-tier banks can start payments modernization with cloud, APIs, and PaaS. Discover strategies to enhance efficiency while staying competitive.