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Canada payments

A unified platform for all Canadian payments—Lynx, RTR, ACSS, Interac—and SWIFT cross‑border. 

2

of the top 4 Canadian banks are Volante customers

70%

faster implementation time

25

years of experience delivering excellence

Modernize your Canada payments infrastructure—fast

Accelerate adoption of RTR, Lynx, ACSS (for EFT payments), and Interac with a single cloud-native platform. Volante powers real-time ISO 20022-compliant payments across North America—processing trillions in value daily. Simplify operations, reduce costs, and future-proof your payments infrastructure. 

Lead the way with Volante’s Canada payments solutions

Accelerate time to market

Go live with RTR, Lynx, Interac, and ACSS in as little as 14 weeks using pre-integrated, cloud-native services. 

Increase cost effectiveness

Eliminate the burden of maintaining multiple systems and align costs to transaction volumes with our scalable PaaS. 

Future-proof your business

Comply quickly with new Canadian payments mandates, including ISO 20022 and upcoming RTR standards. 

Improve customer experience

Support 24×7 instant payments and real-time visibility, helping your customers move money securely and conveniently, anytime. 

Onboarding is easy

Gantt chart

Simplify your modernization journey across all major Canadian payment rails—RTR, Lynx, Interac, and ACSS—with one unified, cloud-native solution. Volante accelerates implementation with built-in ISO 20022 compliance, real-time readiness, and seamless integration with your core systems. 

Go live in as little as 14 weeks with Volante’s Canada payments platform—designed to help banks and financial institutions scale faster, reduce legacy complexity, and lead in the new era of instant, intelligent payments. 

Delivering agility, scalability, and cost efficiency

Cloud-native

Rely on a modern, cloud-first infrastructure built for mission-critical Canadian payments—resilient, secure, and designed for continuous availability. 

Multi-rail compatible

Seamlessly connect to RTR, Lynx, ACSS, Interac, and SWIFT with built-in ISO 20022 readiness and smart routing for optimal rail selection. 

Fully automated

Achieve straight-through processing across domestic and cross-border payments, minimizing manual effort and improving operational efficiency. 

Developer-friendly

Accelerate deployment with a comprehensive suite of RESTful APIs that simplify integration with your bank’s existing payment systems. 

Real-time payments ready

Launch real-time services like RTR and Interac e-Transfer with prebuilt adapters, liquidity tracking, and real-time exception handling out of the box. 

ISO 20022 fluent

Process Canadian payments in structured ISO 20022 format to improve compliance, data quality, and support for advanced analytics and automation. 

Canada payments offerings

RTP® and Interac e-Transfer

Accelerate adoption of Canada’s real-time payment rails with built-in support for RTR and Interac. Pre-integrated connections, real-time fraud screening, liquidity management, and request-for-payment enable fast, secure, and compliant transactions around the clock. 

ACSS and EFT

Eliminate legacy roadblocks and process high-volume batch files—such as EFTs for direct deposit, bill pay, and pre-authorized debits—faster and more efficiently. EFT payments are processed via the ACSS rail and remain a critical component of Canada’s low-value batch payments system. Streamline EFT processing with configurable risk controls, smart routing, flexible APIs, and more. 

Lynx

Modernize high-value payments with ISO 20022-native processing and smart orchestration. Reduce operational downtime, improve resiliency, simplify compliance, and accelerate time to value. Modernize wire payments with ISO 20022-native processing, real-time validation, and smart orchestration. Reduce operational downtime, improve resiliency, simplify compliance, and accelerate time to value.  

Embedded Preprocessing

Simplify payment operations with built-in preprocessing for validation, enrichment, and smart routing. Streamline payment workflows, reduce manual touchpoints, and ensure compliance without disrupting your existing infrastructure. 

ISO 20022 compliance and migration

Secure ISO 20022 compliance for Lynx and cross-border payments. Convert, enrich, and validate transactions with APIs and automation. Simplify compliance and future-proof your payments infrastructure. 

Cross-border payments

Process traditional SWIFT correspondent banking payments faster and more efficiently. Expand opportunity with next-generation cross-border, from Ripple to Visa Direct, Visa B2B, Mastercard Send, CBDCs, and cryptocurrency.

Insights from leading experts in payments modernization 

Cross-border payments explained
Blogs
Inside cross-border payments: systems, standards & strategic shifts
Webinars
Payments Modernisation:
Innovating Across Borders
Webinars
Embedded Preprocessing: De-risking payments modernisation with intelligent automation
Blogs
Immediate Cross-Border Payments: The Near Future of Global Transactions
Blogs
Cross-border payments made simple: The role of SWIFT and ISO 20022 migration
EMEA map
Blogs
Payments modernisation across EMEA: Who’s leading, who’s catching up?

Volante Payments Platform

Built on the same proven foundation powering real-time, high-value, and batch payments for banks worldwide, Volante’s Canada payments capabilities deliver unmatched flexibility and speed. Whether you’re adding RTR and Interac, modernizing ACSS flows, or unifying operations across rails, our platform makes it easy to evolve without disruption. 

Cloud-native. API-driven. Scalable by design. Ready for what’s next.