Thought Leadership

Finextra Payments Trends 2020

Payments, 2020 and Beyond: How Today's Trends Drive Tomorrow's Strategies

This impact study explores the distribution of innovation, regulation and disruption across selected domestic and regional payments markets, as well as initiatives with global reach.

Celent: Instant Payments

Celent Report: The Future of Instant Payments

The latest trends, use cases, and considerations for the adoption of instant payments, from Celent and Volante

Paypers ISO 20022

Paypers: The Great ISO 20022 Adoption

The benefits and strategies for the banking industry around ISO 20022 migration.

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IBS Best in class

IBS Intelligence: an executive briefing to building best-in-class payments strategy

The purpose of this executive briefing from IBS Intelligence is to provide insights into the evolving payments strategy of financial institutions, understand the current challenges financial institutions are facing, and how they are planning to tackle these challenges.

Cloud and Payments: Clear Transformation Benefits

Cloud and Payments: Clear Transformation Benefits

Aite: Six Key Steps to Ensuring Greater Success With Corporate Customers

Aite: Six Key Steps to Ensuring Greater Success With Corporate Customers

This paper is targeted towards corporate banks looking to improve their corporate business, and highlights the need for better integration, APIs, cloud and other messages.

Mercator: Defining The Next Generation of Payments Hubs: Digital Ecosystems

Mercator: Defining The Next Generation of Payments Hubs: Digital Ecosystems

This thought leadership paper focuses on the recent history of payment hubs and the future of payments technology as digital ecosystems.

Ovum: Volante On The Radar

Ovum: Volante On The Radar

Ovum’s take on how the VolPay ecosystem eases the path to payments transformation.

Real-time payments in the USA: What is holding us back?

Real-time payments in the USA: What is holding us back?

Real-time payments have been slow to take off in the U.S., but things are starting to pick up. Read Volante’s article in the Journal of Digital Banking to learn more about the dynamics of U.S. RTP, and explore approaches to use case commercialization.

Clearing and settlement: the new battleground for payments innovation

Clearing and settlement: the new battleground for payments innovation

There is significant innovation and competition afoot in the world of payments initiation, driven by consumers and corporates on the demand side, and traditional banks, fintechs and challengers on the supply side.

This is mirrored by what can reasonably be called a revolution in the world of clearing and settlement. Real-time / instant payments, blockchain and distributed ledger, new solutions to the old problems of cross-border correspondent banking, and many other initiatives all have the potential to transform how payments are processed, cleared and settled.

Nacha ISO 20022

Executive Briefing: Accelerating ISO 20022 Adoption Through Collaboration

ISO 20022 – A simple guide to a complex subject

ISO 20022 – A simple guide to a complex subject

The ISO 20022 catalogue of messages, as of January 2012, consists of 299 XML Schemas that cover a range of business domains. Over the past seven years, since the first ISO 20022-compliant XML message definitions were registered and published, the subject of ISO 20022 itself has taken up thousands of pages of printed and web-based media.

This white paper attempts to extract out the salient points from that ocean of content and provide the reader with the basic information that will hopefully provide the background necessary to navigate effectively the more detailed information that they may require.

From backwater to wild water: strategies for success in payments transformations

From backwater to wild water: strategies for success in payments transformations

For decades the payments industry has been a relatively quiet backwater, with “a payment is a payment” a common refrain. Stability and reliability were deemed to be the main virtues of the systems supporting the payments industry. Banks and their corporate clients operated large and complex systems that were focused on processing; innovation and change weren’t often discussed, and payments were not seen as a means of achieving competitive differentiation or client retention.

Open Banking in a Real-time World

Open Banking in a real-time world: preparing your payments systems for a continuum of of change

A common refrain from payments industry practitioners on the conference circuit during 2017 so far has been that there “has never been a more exciting time to work in payments”. No longer the stale backwater of the transaction banking world, the payments business has been reinvigorated by powerful change drivers: regulation, fast evolving technology, increasingly demanding customers and a vibrant competitive landscape, rich in innovative new entrants, to name but a few.