United States payments A unified platform for all U.S. payments—ACH, Fedwire®, FedNow®, RTP®, CHIPS®, Zelle—and SWIFT cross‑border. 7 of the top 10 U.S. banks rely on Volante 66% of U.S. deposit volume flows through the Volante Payments Platform 1st to market with RTP® and FedNow® solutions Modernize your U.S.
Corporate treasurers are demanding better payments services. They want banks to process their quickly and efficiently, in their preferred formats. They need better straight-through processing and API connectivity from their ERP systems. And they seek a consistent experience, whatever the payment source or destination. Most banks can’t deliver.
Real-time payments are here. The Clearing House RTP® network enables consumers and businesses to exchange funds immediately, at any time. This is a once-in-a-generation competitive differentiation opportunity for financial institutions. It’s all about value-added services. There are many strong use cases for RTP®, such as real-time integrated payables and bill payment using Request For Pay.
Open Banking is bigger than mere regulation. It’s true that regulations have provided the initial thrust toward open banking—PSD2 in Europe, the UK’s CMA9, and Mexico’s Fintech Law, among others. But customer demand and fierce competition are also driving open banking, even in countries without explicit mandates. Compliance isn’t enough.
There’s been quite a bit of confusion around the relationship between the FedNow Service and CBDCs — we’re here to clear the air.
All financial institutions need an ISO 20022 solution. For large financial institutions with multiple direct market infrastructure connections including SWIFT for cross-border payments, ISO 20022 modernization offers significant opportunities in the form of improved straight-through processing, richer payment data, and enhanced interoperability. Banks face implementation challenges.
CB Insights’ annual Fintech 250 showcases the most innovative Fintech companies that are shaping the future of B2B and B2C financial services