Banks are under increasing pressure to deliver faster, always-on payments as customer expectations shift toward real-time services. Future-proofing these systems is essential for maintaining competitiveness and ensuring readiness for real-time processing demands.

While ACH payments have become an essential component of modern financial infrastructure, mid-tier banks face increasing challenges in managing the complexity, compliance, and scale of ACH operations.

In part two, we explore how pivoting to a multi-phased approach is critical for streamlining the development of an actionable roadmap for ACH evolution, and why the future of ACH systems will be increasingly defined by collaboration with leading PaaS providers.

In the first of this two-part blog series, we’ll uncover what’s driving the urgency around ACH transformation, as well as what a truly modernized platform should look like in terms of capabilities and in the unique context of today’s rapidly shifting financial landscape.

Wire transfers or ACH? Why not both? Learn how unified payment hubs streamline operations and improve customer experience.

Learn how financial institutions can prepare for 2025 ACH rule changes with real-time monitoring, fraud prevention, and more.

To meet the expectations of modern corporate clients, a leading global investment bank prioritized advanced ACH processing capabilities and a differentiated suite of value-added services. Partnering with Volante, the bank built and deployed a multi-rail payments platform in the cloud within eight months.

Should you be moving forward with your plans to enable transactions on RTP, or simply wait for FedNow? When exactly should you be prepared to offer instant payments services to your account holders?