U.S. Faster Payments Barometer:
Real-time pressures industry report

2025 U.S. Faster Payments Barometer

The 2025 U.S. Faster Payments Barometer Report offers an in-depth analysis of the current state and future trajectory of faster payments in the United States. This comprehensive survey provides valuable insights into industry trends, challenges, and opportunities, equipping financial institutions and businesses with the knowledge to navigate the evolving payments landscape effectively.

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Stay ahead in the evolving payments landscape. Watch our video and explore the U.S. Faster Payments Barometer to uncover key industry trends, challenges, and opportunities shaping real-time payments. Download the full report today to ensure your bank is ready to lead in payments innovation.

Faster payments remain critical to the U.S. payments system

  • 80% of responding organizations view them as a “must have”
  • 84% of financial institutions believe faster payments are a must have”
  • 67% of businesses believe faster payments are a “must have”

    • For more information, check out our useful infographic (link to PDF).

    View infographic

    Key highlights from the 2025 report

    Accelerated adoption of real-time payments

    A significant increase in the implementation of real-time payment systems, with 68% of financial institutions now offering real-time payment solutions to their customers.

    Expansion of cross-border payment capabilities

    54% of surveyed institutions have integrated cross-border functionalities into their faster payment offerings, facilitating seamless international transactions.

    Expansion of cross-border enhanced focus on fraud prevention

    With the rise in faster payments, 72% of institutions have invested in advanced fraud detection and prevention mechanisms to safeguard transactions.

    Growing importance of third-party service providers

    61% of respondents acknowledge the critical role of third-party providers in accelerating the adoption and implementation of faster payment solutions.

    2025 U.S. Faster Payments Barometer Report

    These findings underscore the dynamic shifts within the U.S. payments ecosystem, highlighting the industry’s commitment to innovation, security, and enhanced customer experiences.

    For a comprehensive understanding of these trends and more, download the full 2025 U.S. Faster Payments Barometer Report today.