U.S. Instant Payments
RTP® and FedNow®
Modernizing with flexibility, scale, and speed
Banks and financial institutions trust Volante to deliver always-on payments across RTP and FedNow—with one modern multi-rail platform.
Deliver always-on payment experiences
The global demand for real-time payments is accelerating, and in the U.S., it’s being driven by FedNow and the RTP network from The Clearing House. Banks and financial institutions are under increasing pressure to deliver always-on, 24x7x365 payment experiences without introducing new layers of complexity.
Volante’s real-time/instant payments solution enables institutions to connect to major instant payment networks—including FedNow, RTP, and Zelle—through a single, cloud-native platform. Purpose-built for ISO 20022, speed, and agility, our platform enables you to scale rapidly, comply confidently, and innovate faster—so you can meet rising customer expectations and capture new revenue opportunities with ease.
Simplify U.S. instant payments with a single platform
As instant payments gain adoption in the U.S., customer expectations are rising just as fast. Consumers and businesses alike want payments that are fast, reliable, and available 24x7x365—regardless of platform or use case. Volante helps banks meet those expectations.
Our real-time payments platform offers smart routing between RTP and FedNow, advanced support for request-for-payment, and seamless integration into core banking, fraud, and accounting systems. With Volante, delivering real-time innovation has never been simpler.
Power your instant payments strategy with speed and innovation
Launch real-time services 50% faster
Accelerate FedNow and RTP’s time to market with pre-built integrations, rapid onboarding, and a low-code platform designed for speed.
Unlock new revenue opportunities
Capitalize on new services like request-for-payment, integrated receivables, and business-to-business instant transactions to drive value-added offerings and increase fee-based income.
Reduce cost of ownership
A cloud-native, SaaS model eliminates hardware dependencies and minimizes maintenance, cutting operational costs by up to 40%.
Enhance liquidity and cash flow
Enable instant settlement and fund availability, helping customers gain real-time visibility and control over cash positions.
Deliver the power of choice
Support RTP and FedNow from a single platform, giving you and your customers flexibility in speed, cost, and rail selection.
Real-time payments, delivered as a service
Volante provides banks and financial institutions flexibility to adopt real-time payments at their own pace, whether launching a new service or extending an existing platform. Our cloud-native solution supports both FedNow and RTP, with fast onboarding, low risk, and future-ready scalability.
The Clearing House RTP
The RTP network enables real-time fund transfers for consumers and businesses, anytime, any day. Volante’s solution makes it easy to tap into RTP with built-in support for request-for-payment, smart routing, and API-driven integration—so you can launch new products twice as fast, and scale as adoption grows.
FedNow Instant Payments
The Federal Reserve’s FedNow Service is live, bringing 24x7x365 instant payment capabilities to financial institutions across the U.S. With Volante, you can go live faster with a FedNow-ready, fully managed solution—designed to simplify compliance, accelerate delivery, and help you meet growing customer demand.
Built with the features banks need
Multi-rail real-time payments
Support RTP and FedNow with built-in smart routing, allowing for intelligent transaction delivery based on value, speed, and network availability.
Request-for-payment ready
Natively supports RTP and future request-based workflows, unlocking value-added services and new use cases.
ISO 20022-native
Built to handle structured data and future standards across real-time rails and beyond.
Cloud-native and secure
High-availability architecture certified to ISO 27001 and SOC 2 Type 2. Scalable, resilient, and API-enabled.
Seamless integration
Connect easily to core, accounting, compliance, and fraud systems through standardized APIs and modular plug-ins.
What our customers say
Volante’s payment processing solutions are already an integral part of our payments and transaction banking platforms. Using this technology will allow us to serve our clients even better by catering to their complex needs
Nick Nadgauda, Global Head of Treasury & Trade Solutions Technology, Citi
Trusted by over 150 financial businesses worldwide
Volante Payments Platform
Volante’s U.S. Instant Payments solution runs on the same modern platform trusted by over 150 financial institutions globally. Whether you are launching RTP, FedNow, or preparing for multi-rail interoperability with ACH, Wires, and SWIFT, Volante helps you consolidate operations and innovate faster.
Real-time ready. API enabled, built for scale. Future-proof from day one.
Insights from leading experts in
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