Real-time rails reshape customer experiences, yet CHIPS payments remain essential for transactions requiring precision, liquidity efficiency, and predictable settlement finality.

Financial institutions in Europe face growing demand for faster, more transparent payment experiences from both retail and corporate customers. For mid-tier institutions, aligning systems with SEPA Instant can create opportunities to capture new clients, expand service offerings, and strengthen market positioning.

Learn how financial institutions can prepare for 2025 ACH rule changes with real-time monitoring, fraud prevention, and more.

Explore future trends in payments with AI and real-time fraud prevention, and learn how financial institutions can modernize payment systems.

In the third and final edition of this blog series, we take a closer look at the instant payments journey and address communicating the value of instant payments to secure approval and support from the C-suite.

To meet today’s customer demands and regulatory mandates, financial institutions need to modernise their payments infrastructures and partner with innovative payment providers, co-creating a digital payments ecosystem based on newer hub models.

Institutions that have been slower to adopt real-time payments now find themselves at a crossroads, as many of the technological hurdles to adoption are being overcome, and FedNow’s launch is likely to make implementation efforts even more critical.

As corporations and consumers ramp up their demands for increasingly secure and instantaneous transactions, the US is accelerating efforts to develop and deliver real-time payment services on both a global and domestic scale.