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United Kingdom payments

A unified platform for all U.S. payments—ACH, Fedwire®, FedNow®, RTP®, CHIPS®, Zelle—and SWIFT cross‑border. A unified platform for all U.K. payments—Faster Payments, Bacs, CHAPS, RTGS—and SWIFT cross-border. 

4

of the top 5 global corporate banks are Volante customers

1st

SEPA Instant payment transaction processed in the cloud

1st

to market with real-time and ISO 20022-native payment solutions

Modernize your U.K. payments infrastructure—fast

Accelerate adoption of Faster Payments, Bacs, CHAPS, and RTGS with a single, cloud-native platform. Volante powers real-time ISO 20022-compliant payments across the U.K. and beyond—simplifying operations, reducing costs, and future-proofing your payments stack for the coming New Payments Architecture (NPA). 

Lead the way with Volante’s U.K. payments solutions

Accelerate time to market

Go live with Faster Payments, Bacs, CHAPS, and RTGS in as little as 14 weeks using pre-integrated, cloud-native services. 

Increase cost effectiveness

Streamline operations across legacy and modern rails while aligning infrastructure costs with payment volumes. 

Future-proof your business

Prepare for the U.K.’s New Payments Architecture and ISO 20022 mandates with built-in compliance and flexible modernization paths. 

Improve customer experience

Enable instant payments, real-time visibility, and seamless cross-border capabilities that empower your customers to move money securely—anytime, anywhere. 

Onboarding is easy

Gantt chart

Simplify your transformation journey across the U.K.’s core payment rails—Faster Payments, Bacs, CHAPS, and RTGS—with one unified, ISO 20022-native platform. Volante enables rapid deployment with out-of-the-box connectors, automation, and integration into your existing systems. 

Go live in as little as 14 weeks with Volante’s U.K. payments platform—helping financial institutions scale quickly, reduce operational risk, and lead in the era of intelligent, real-time payments. 

Learn more about Volante’s U.K. payments solutions

Watch how Volante is helping European banks accelerate modernization across SEPA Instant payments—all with a cloud-native platform designed for compliance, innovation, and growth. 

Delivering agility, scalability, and cost efficiency

Cloud-native

Leverage a secure, highly available cloud infrastructure built for mission-critical U.K. payments—including real-time and high-value flows. 

Multi-rail compatible

Seamlessly connect to Faster Payments, Bacs, CHAPS, RTGS, and SWIFT with smart orchestration and ISO 20022-native messaging. 

Fully automated

Automate the full lifecycle of payments—from validation and enrichment to exception handling and settlement—for straight-through processing. 

Developer-friendly

Integrate easily with RESTful APIs, offering flexibility to build, test, and launch new payment services with speed. 

Real-time payments ready

Launch or scale Faster Payments with real-time tracking, fraud screening, and liquidity monitoring built in. 

ISO 20022 fluent

Natively support ISO 20022 across all U.K. payment types, including preparation for CHAPS migration and NPA adoption. 

Ways to deploy U.K. payments

Faster Payments

Enable real-time low-value transactions for retail and commercial customers with full 24/7/365 availability, instant settlement, and liquidity monitoring. 

Bacs

Support high-volume batch transactions like payroll, supplier payments, and direct debits through fully automated Bacs file processing with smart routing and risk controls. 

CHAPS payments

Orchestrate high-value, same-day payments with CHAPS via ISO 20022-native processing. Enhance resilience, reduce errors, and meet Bank of England settlement requirements. 

RTGS settlement

Integrate with the Bank of England’s RTGS system for final settlement across all rails—ensuring reliability and liquidity optimization.

ISO 20022 compliance and migration

Prepare for mandatory ISO 20022 adoption across CHAPS and future U.K. payment infrastructures with tools for validation, enrichment, and message conversion. 

Cross-border payments

Simplify international payments with SWIFT integration and support for next-generation options like Visa B2B Connect, Mastercard Send, and Ripple. 

Insights from leading experts in payments modernization 

Videos
Webinar: Smart Modernisation with ISO 20022 for UK Payments
United Kingdom skyline with Big Ben and Parliament
Blogs
Payment modernisation in the UK: heightened challenges and accelerated investment 
QIB UK plc Selects Volante Technologies’ PSD2 Open Banking Solution
Webinars
SEPA instant payments: Are banks ready?
Videos
Emerging trends in the UK and EU
The Big Survey 2025: Modernising Payments
Blogs
Modernising payments in EMEA – The race is on

Volante Payments Platform

Built on a globally proven foundation, Volante’s U.K. payments solution enables institutions to unify Faster Payments, Bacs, CHAPS, and cross-border operations in one modern environment. Whether you’re preparing for the NPA, meeting ISO 20022 mandates, or launching real-time services, our platform is ready to evolve with you. 

Cloud-native. API-driven. Scalable by design. Ready for what’s next. 


Ready to modernize?
Come evolve with us!

Contact our team to explore how Volante’s U.K. payments can deliver transformative value for your financial institution