U.S. Instant Payments
RTP® and FedNow®
Power next-gen growth with agility, scale, and speed. Financial institutions trust Volante to deliver always-on payments across RTP® and FedNow® — with one modern multi-rail platform.
Deliver always-on payment experiences
Real-time payments are gaining global momentum, and in the U.S., demand is accelerating with the rise of FedNow® and the RTP® network from The Clearing House. Banks and financial institutions face mounting pressure to deliver 24x7x365 payment experiences without adding complexity.
Volante’s real-time payments solution streamlines connectivity to major instant payment networks — including FedNow®, RTP®, and Zelle — through a single, cloud-native platform.
Designed for ISO 20022, speed, and agility, our platform empowers you to scale fast, stay compliant, and innovate confidently so you can meet growing customer expectations and unlock new revenue with ease.
Simplify U.S. instant payments with a single platform
As instant payments take hold in the U.S., customer expectations are rising just as quickly.
Consumers and businesses now demand fast, reliable, always-on payments across any platform, for any purpose. Volante helps banks rise to the challenge.
Our real-time payments platform delivers intelligent routing between RTP® and FedNow®, robust support for request-for-payment, and seamless integration with core banking, fraud, and accounting systems.
With Volante, real-time innovation becomes effortless.
Power your instant payments strategy with speed and innovation
Launch real-time services 50% faster
Accelerate time to market for FedNow® and RTP® with pre-built integrations, rapid onboarding, and a low-code platform designed for speed.
Unlock new revenue opportunities
Capitalize on new services like request-for-payment, integrated receivables, and business-to-business instant transactions.
Reduce total cost of ownership
A cloud-native, SaaS model eliminates hardware dependencies and minimizes maintenance, cutting operational costs by 40%.
Enhance liquidity and cash flow
Enable instant settlement and fund availability, helping customers gain real-time visibility and control over cash positions.
Deliver the power of choice
Support both FedNow® and RTP® from a single platform, giving you and your customers flexibility in speed, cost, and rail selection.
Real-time payments, delivered as a service
Volante gives banks and financial institutions the flexibility to adopt RTP® at their own pace, whether launching a new service or extending an existing platform.
Our cloud-native solution supports both FedNow® and RTP®, with fast onboarding, low risk, and future-ready scalability.
The Clearing House RTP®
The RTP® network enables real-time fund transfers for consumers and businesses, anytime, any day. Volante’s solution makes it easy to tap into RTP with built-in support for request-for-payment, smart routing, and API-driven integration — so you can launch new products twice as fast, and scale as adoption grows.
FedNow® Instant Payments
The Federal Reserve’s FedNow® Service is live, bringing 24x7x365 instant payment capabilities to financial institutions across the U.S. With Volante, you can go live faster with a FedNow-ready, fully managed solution designed to simplify compliance, accelerate delivery, and help you meet growing customer demand.
Built with the features banks need
Multi-rail real-time payments
Support both FedNow® and the RTP® with built-in smart routing, allowing for intelligent transaction delivery.
Request-for-payment ready
Natively supports RTP® and future request-based workflows, unlocking value-added services and new use cases.
ISO 20022-native
Natively supports rich, structured data for improved compliance and automation across modern real-time rails and beyond.
Cloud-native and secure
High-availability architecture certified to ISO 27001 and SOC 2 Type 2. Scalable, resilient, and API-enabled.
Seamless integration
Connect easily to core, accounting, compliance, and fraud systems through APIs and modular plug-ins.
Trusted by over 150 financial businesses worldwide
Discover how banks and financial institutions are staying ahead of the curve with Volante.
Part of the Volante Payments Platform
Volante’s U.S. Instant Payments solution runs on the same modern platform trusted by over 150 financial institutions globally. Whether you’re launching FedNow®, RTP®, or preparing for multi-rail interoperability with ACH, Wires, and SWIFT, Volante helps you consolidate operations and innovate faster.
Real-time ready. API enabled. Built for scale. Future-proof from day one.
Insights from leading experts in
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US Instant Payments, FedNow® & RTP®
U.S. Faster Payments Barometer: real-time pressures
Volante supports the RTP® ️network from The Clearing House and the Federal Reserve’s FedNow® Service, along with future-readiness for Zelle, request-for-payment, and multi-rail interoperability with ACH, Wires, and SWIFT. All are managed through one unified platform.
Banks can launch FedNow® ️and RTP® ️up to 50% faster using Volante’s cloud-native platform, pre-built integrations, and low-code onboarding tools. Our platform is FedNow®-ready and offers built-in compliance and smart routing features to accelerate deployment.
Yes. Volante’s cloud-native SaaS model eliminates hardware costs and reduces operational overhead by up to 40%. Pre-integrated APIs streamline connectivity with existing core, accounting, and fraud systems — reducing complexity and cost.
Volante delivers instant payments as a service, with native ISO 20022 support, request-for-payment readiness, smart routing between RTP® and FedNow®, and proven scale. We were among the first to process both RTP® and FedNow® transactions and support 24x7x365 availability through a highly secure, cloud-native infrastructure.
Volante’s built-in smart routing engine intelligently selects the optimal rail (RTP® or FedNow®) for each transaction based on criteria like transaction value, speed requirements, or network availability, ensuring efficient, cost-effective processing without manual intervention.