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Europe payments

A unified platform for all European payments—SEPA, TARGET2, RT1, TIPS, and SWIFT cross-border. 

Europe payments

1st

SEPA Instant payment processed in the cloud 

2

of the top 3 banks in Switzerland are Volante customers

300k

Instant payments per month for an Italian bank

Modernize your Europe payments infrastructure—fast

Accelerate adoption of SEPA Credit Transfer, SEPA Instant, SEPA Direct Debit, TARGET2, TIPS, and domestic RTGS systems with a single cloud-native platform. Volante powers ISO 20022-compliant payments across Europe—enabling banks to simplify operations, reduce costs, and future-proof their infrastructure for real-time, data-rich transactions. 

Lead the way with Volante’s Europe payments solutions

Accelerate time to market

Go live with SEPA Credit Transfer, SEPA Instant (SCT Inst), SEPA Direct Debit, and TARGET2 in as little as 14 weeks using pre-integrated, cloud-native services. 

Increase cost effectiveness

Eliminate the burden of managing fragmented domestic and pan-European systems with a single platform that aligns costs to transaction volumes. 

Future-proof your business

Stay ahead of regulatory and infrastructure mandates—from ISO 20022 for TARGET2 to mandatory SCT Inst readiness—with minimal disruption. 

Improve customer experience

Deliver 24×7 real-time payments and seamless cross-border capabilities, giving your customers speed, visibility, and convenience. 

Onboarding is easy

Gantt chart

Simplify your modernization journey across SEPA rails, high-value TARGET2 payments, and real-time clearing through TIPS and RT1. Volante accelerates implementation with ISO 20022-native processing, built-in rule validation, and seamless integration with your core banking environment. 

Go live in as little as 14 weeks with Volante’s Europe payments platform—purpose-built for institutions navigating modernization and transformation at scale. 

Learn more about Volante’s Europe payments solutions

Watch how Volante is helping European banks accelerate modernization across SEPA Instant payments—all with a cloud-native platform designed for compliance, innovation, and growth. 

Delivering agility, scalability, and cost efficiency

Cloud-native

Rely on modern, cloud-first infrastructure purpose-built for mission-critical European payments—secure, resilient, and continuously available. 

Multi-rail compatible

Seamlessly connect to SEPA Credit Transfer, SEPA Direct Debit, SCT Inst, TARGET2, TIPS, RT1, and SWIFT—with ISO 20022-ready smart routing. 

Fully automated

Achieve straight-through processing across domestic and cross-border payments, improving operational efficiency and reducing errors. 

Developer-friendly

Accelerate integration with a comprehensive suite of RESTful APIs that simplify connectivity across core banking systems and regional clearing. 

Real-time payments ready

Launch instant services using TIPS, RT1, or domestic faster payment systems with real-time liquidity tracking and exception handling out of the box. 

ISO 20022 fluent

Enable structured data processing to meet ISO 20022 mandates for TARGET2, SEPA, and cross-border payments—enhancing compliance and automation. 

Ways to deploy Europe payments

SEPA Credit Transfer and Direct Debit

Enable fast, secure euro payments across the Single Euro Payments Area using SEPA Credit Transfer and Direct Debit. Automate high-volume batch transactions with full compliance and customizable APIs.  

SEPA Instant (SCT Inst)

Support 24×7 real-time euro payments up to €100,000 across Europe with SEPA Instant. Integrate seamlessly with TIPS and RT1 and reduce operational overhead with real-time exception handling and liquidity tools. 

TARGET2 and high-value payments 

Modernize high-value euro payments with ISO 20022-native orchestration for TARGET2. Improve resilience and regulatory compliance with intelligent workflows and smart routing. 

Domestic RTGS and clearing systems 

Unify and streamline operations across country-specific RTGS and bulk clearing systems with one platform. Localized support for domestic rails like STET, RIX, or Faster Payments (UK). 

ISO 20022 compliance and migration

Simplify compliance with ISO 20022 mandates for SEPA, TARGET2, and cross-border payments. Enrich and validate data through APIs and automation to ensure future readiness. 

Cross-border payments

Process traditional SWIFT correspondent banking payments faster and more efficiently. Expand your offering with next-generation cross-border options—from Visa B2B Connect to Mastercard Send and Ripple. 

What our customers say

Insights from leading experts in payments modernization 

Instant Payments Require Instant Action whitepaper cover
White Papers
Instant payments require instant action
Man at touch screen computer with numbers and tech graphics
Blogs
SEPA Instant Payments: Balancing technological challenges with innovation
Blogs
Immediate Cross-Border Payments: The Near Future of Global Transactions
Blogs
Discover the transformational value of Payments as a Service
Volante Technologies Launches SEPA Instant Payments as a Service on Microsoft Azure for RT1 and TIPS

Volante Payments Platform

Built on the same proven foundation powering SEPA, TARGET2, and real-time payments across global financial institutions, Volante’s Europe payments capabilities help unify and scale your operations. Whether you’re deploying SCT Inst, upgrading TARGET2 workflows, or integrating ISO 20022, our platform supports a faster, smarter, and more future-ready operation. 

Cloud-native. API-driven. Scalable by design. Ready for what’s next. 


Ready to modernize?
Come evolve with us!

Contact our team to explore how Volante’s Europe payments can deliver transformative value for your financial institution