Financial institutions face mounting pressure to modernize, comply with new regulations, and meet customer demands for real-time, effortless payments.
Institutions worldwide trust Volante’s Payments as a Service to process trillions of dollars and millions of transactions daily across leading global networks. Easy to adopt, use, and integrate into your current environment, Payments as a Service empowers you to focus on your core business, while we take care of your payments infrastructure.
Empower your growth with Payments as a Service
Accelerate time to market
Pre-built persona-centric dashboards deliver insights from data, simplifying operational analysis, payment trend tracking, and productivity monitoring.
Increase cost effectiveness
Reduce IT costs by eliminating the need for on-premise infrastructure and leveraging a pay-as-you-go SaaS-based model.
Future-proof business
Stay ahead of industry trends and regulations with a platform designed to evolve alongside the payments ecosystem.
Optimize customer experiences
Deliver fast, seamless, and secure payment services to your customers, meeting their expectations for real-time transactions.
Enhance operational resilience
Rely on a robust, cloud-native architecture that ensures uninterrupted operations and compliance across multiple jurisdictions
Reduce complexity
Simplify your modernization journey with a single platform that manages the full lifecycle of payment processing.
Onboarding made easy
From real-time payments to ISO 20022 compliance, we’re here to simplify your payments transformation journey and empower your growth.
We can onboard you to Volante Payments as a service in 14 weeks or less, so you can keep pace with industry innovation and stay one step ahead of your competitors.
See Volante’s award-winning Payments as a Service in action
Volante’s Payments as a Service is a cloud-native, secure, fully integrated solution that enables you to process all types of payments while dramatically reducing your time to market and total cost of ownership. With rapid onboarding, zero downtime, and proven scalability, Payments as a Service empowers you to innovate faster in a rapidly evolving payments landscape
Delivering agility, scalability, and cost efficiency
Chart
On-Premise
Business operation
Data ownership
Support – L1
Payments Platform
Identity/access
Operating system
Networking
Servers
Physical security
Storage
Support – L2
Support – L3
On-Premise
PaaS
Volante
Hardware, software, storage and networking
Technical resources to mantain infrastructure
Standardized onboarding
Ongoing service management and maintenance
Compliance updates
Bank
Controls business operations
Owns data
Preserves bank-client relationship
Cloud-native
Scale effortlessly with a fully managed, cloud-native platform that ensures reliability, security, and 24/7 availability.
Multi-rail compatible
Support for multiple payment rails, including FedNow, RTP, ACT, SWIFT, SEPA, and cross-border networks, with pre-integrated capabilities for ISO 20022 compliance.
Fully automated
Automate payment workflows, from initiation to settlement, reducing manual processes and mitigating operational risk.
Developer-friendly
Integrate seamlessly with existing systems using our extensive API suite, built to simplify connectivity and enable real-time transaction management.
Real-time payments ready
Enable instant payments with out-of-the-box support for real-time processing, liquidity management, and fraud prevention.
ISO 20022 fluent
Ensure regulatory compliance while unlocking enhanced data transparency, analytics, and automation capabilities.
Trusted by over 150 financial businesses worldwide
What our customers say
Partnering with Volante is instrumental in leveling the playing field between Lakeside Bank and the world’s largest financial institutions as we seek to add new services such as real-time payments from RTP and FedNow. Volante’s Payments as a Service empowers us to offer faster, more efficient, and reliable services that rival those of the biggest banks.
Matthew Palmisano, Senior Vice President and Director of Treasury Management Lakeside Bank
The combination of rich Volante Payments as a Service functionality and its flexibility to integrate with platforms without the need to build additional infrastructure is an ideal value proposition.
Volante will help us innovate through a single platform, creating economies of scale. Moreover, with Volante’s Payments as a Service, we will be able to innovate our products and services as the market demands it.
Chris Nichols, Director of Capital Markets SouthState Bank
Why did SouthState embark on a payments modernization journey?
Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.
What is your approach to payments modernization and real-time payments adoption?
Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.
What are some of the benefits to payments modernization?
Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.
Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.
Can you speak to your experience working with Volante?
Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.
Fast-track market entry and offer innovative instant payments — our real-time payments solution supports all major domestic and global networks, including US TCH, RTP, FedNow, SEPA Instant, UK FPS, Mexico SPEI, and many more.
Centralize and optimize payment validation, transformation, and routing with our cloud-based solution. Embedded preprocessing automates workflows, enhances payments intelligence, and reduces operational friction — all without replacing existing systems.
Modernize Fedwire® and CHIPS® payments without disruption—our cloud-native platform supports ISO 20022, smart routing, and liquidity optimization, giving banks the fastest path to operational efficiency, compliance, and growth across both high-value U.S. wire systems.
Eliminate legacy roadblocks and process high-volume ACH files faster — Volante’s ACH Payment Processing delivers real-time processing, configurable risk controls, smart routing, flexible APIs, and much more.
Fast-track ISO 20022 adoption with Volante’s cloud-native solution, which utilizes API-driven integrations and enables automated validation, transformation, and enrichment of financial messages.
Simplify corporate-to-bank connectivity and integration with a low-code platform that enables you to reduce onboarding from months to just days — no technical expertise necessary.
Discover the world’s most advanced payments technology platform. The Volante Payments Platform is highly configurable, secure, cloud-native, real-time ready, and ISO 20022 fluent. With a low-code integration layer, the ability to support multiple payment types, and a presence in the top 7 out of 10 banks, our platform is ready for anything.
Payments as a service (PaaS) is a cloud-based delivery model that enables banks and other financial institutions to process and manage payments using third-party platforms and specialized payment services.
PaaS works in much the same way as any other “as a service” model. Payments as a service providers host applications and data on their own servers, databases, and cloud using their own technology stack and networking and computing resources. They then make those applications and data available to financial institutions over the internet through a cloud-based delivery model.
Payments as a service is actually more secure than traditional infrastructure. Cloud providers such as Microsoft Azure, Amazon Web Services and Google Cloud spend billions every year on security — far more than any bank can.
Volante’s Payments as a Service is backed by leading data security, cloud security, information security, and privacy management certifications, including PCI DSS, SOC 1, SOC 2, ISO 27001, ISO 27017, ISO 27018, and ISO 27701.
Payments as a service reduces costs in a few key ways:
You no longer need to pay for infrastructure up front, converting it from a capital expenditure into an operating expenditure.
Your payments as a service provider assumes responsibility for compliance and security.
You only pay for what you need. For example, rather than pay for a dedicated infrastructure for peak processing times that is then idle during low volume periods, your provider takes care of scaling up and out for you based on your needs.
