Payments Platform

Modernize payments innovation with fast, secure, and intelligent development. Volante’s Payments Platform enables banks to launch transaction-based services and automate workflows through low-code, no-code, and seamless integration.

100+

Supported financial message formats

700+

API connections supported

60%

Decrease in integration time for bank and customer systems

10x

Faster development

Break free from legacy limits

Many banks and financial institutions are held back by legacy systems that can’t keep pace with the demands of real-time payments, ISO 20022 compliance, and evolving customer expectations.

Volante’s Payments Platform solves this by offering a cloud-native, low-code, modular solution that accelerates payments modernization, reduces total cost of ownership, and enables scalable, future-ready innovation through a flexible, pay-as-you-go SaaS model.

Accelerate value with real-time rails

Accelerate time to value

Quickly using low-code tools, pre-packaged clearing connectors, integration adapters, and embedded workflows. 

Lower your cost of ownership

Minimize upfront investment with SaaS-based delivery and reduce internal maintenance needs. 

Scale with
confidence

Ramp up your volumes, adapt to new regulations, and emerging payment types with a modular, cloud-native platform. 

Reduce
your risk

Phase your modernization journey with modular services, eliminating the need for rip-and-replace upgrades. 

Enable business and IT collaboration

Empower business and technical users to configure and deploy new services using intuitive low-code no-code tools. 

Everything you need, when you need it

As payment ecosystems evolve, financial institutions face immense pressure to innovate, while still grappling with decades-old legacy platforms. Volante Payments Platform offers a future-ready foundation to simplify modernization. 

A smarter platform, purpose-built for payments

Low-code
configuration

Model and deploy payment flows visually, speeding up development and reducing dependency on developers.

Cloud-native infrastructure

Enjoy elastic scalability, enhanced security, and high availability across all payment services.

Modular
design

Adopt only what you need, from ISO 20022 transformation to cross-border payments and embedded preprocessing.

Embedded
workflows

Automate and orchestrate end-to-end payment processes with out-of-the-box workflows.

Pre-built clearing connectors

Accelerate integration with domestic and international payment rails, including RTP, FedNow®, SWIFT, SEPA, ACH, and more.

Transform payments at the speed of change

Built as a cloud-native, low-code solution, the platform supports various payment types, reduces cost, and accelerates technology deployment. With a low-code no-code approach and pre-integrated payment rails, you can transform operations incrementally without disrupting core systems.

Proven performance, global trust

Why choose Volante?

First to market

Processed the first-ever U.S. RTP® and FedNow® payment

European scale

Powers 80%–90% of all instant payments in a major European country

All-tier clients

For simple or complex use cases like correspondent or central banks 

Available as a service globally 

Already available as SaaS across multiple continents 

Multi-country hubs

Manage multiple instant payment types across jurisdictions with a single, extensible platform

Modernization made practical for real-world banking

The Volante Payments Platform is purpose-built for:

All regional and global-sized banks and financial institutions 

Institutions upgrading legacy systems for real-time, ISO 20022, or cross-border capabilities 

IT teams looking to reduce complexity and speed up deployments 

Executives seeking lower TCO and more predictable OpEx models

Product leaders aiming to innovate and bring new services to market faster

Enterprise-grade security, built from the ground up

Trust is non-negotiable in payments — and Volante delivers. The Volante Payments Platform is secure by design, built on a zero-trust, cloud-native architecture that meets the highest industry standards. From ISO 27001 and SOC 2 Type II to PCI DSS and GDPR, our platform is fully certified and rigorously audited to ensure your data and transactions are always protected.

With multi-layered defense, advanced access controls, and seamless integration with your existing fraud and compliance systems, Volante empowers you to scale securely — without compromising performance or agility.

Security you can bank on

Our security-first approach, supported by industry-leading certifications, delivers robust protection for financial institutions against evolving cyber threats.

Process more payments, in less time, with more accuracy

Volante’s Payments Platform is engineered for the world’s most demanding institutions,
delivering real-time performance, nonstop availability, and enterprise-grade scale.

$1.4 trillion in payments processed daily for a single financial institution

46 million ACH transactions per hour benchmarked in cloud-native deployments

800 million transactions per day handled for a major global stock exchange

7.6 million instant payments and 1.2 million wires processed monthly

Certified for 400 TPS, scaling to 10,000 TPS by 2026

99.95% uptime SLA with active-active architecture and dynamic auto-scaling

Modern, containerized, and ISO 20022 native, Volante’s platform gives you the performance backbone to scale confidently, whether you’re modernizing legacy infrastructure or launching new real-time services.

Composable services for every step of your payments journey

Volante’s platform is modular and composable, enabling you to adopt specific capabilities at your own pace, without a full system replacement.

Embedded preprocessing

Automate payment validation, enrichment, transformation, and intelligent routing before messages reach your core systems. Improve STP rates, reduce errors, and lower operational costs.

Cross-border payments

Process international payments across SWIFT, blockchain, Visa B2B, Mastercard Send, Ripple, and alternative rails with transparency, automation, and compliance built in.

ISO 20022 compliance and migration

Accelerate ISO 20022 readiness with a fully API-enabled, ISO-native solution. Validate, enrich, and transform messages in real time, unlocking richer data insights and improved reconciliation.

Domestic clearing and settlement

Connect directly to domestic networks such as FedNow®, RTP®, ACH, and Wires. Launch new payment services faster with pre-integrated clearing rails and cloud-native agility.

Ditch the legacy drag—go faster with Volante

Traditional payments systems weren’t built for today’s speed, scale, and compliance needs. While others struggle to catch up, Volante is already there.

Category Traditional Core / Legacy Platforms Volante Payments Platform
Architecture Monolithic, on-premise only, difficult to scale Cloud-native, modular, microservices-based
Implementation speed Code-heavy, long development cycles Low-code / no-code visual modeling accelerates deployment
Modularity All-or-nothing modernization Composable use-case-driven adoption (e.g., RTP, ISO 20022)
Delivery Model On-premise, CapEx-heavy licensing SaaS with OpEx, pay-as-you-go flexibility
Integration Support Custom integrations for each system or rail Pre-built clearing connectors and API-driven integration
Change Management Manual updates and internal coordination required Configurable platform with updates managed by Volante
Compliance Readiness Often lags behind modern standards (e.g., ISO 20022) ISO-native with real-time, cross-border, and domestic compliance
User Accessibility Developer-led, limited usability for business users Designed for both business and IT users via low-code tools
Scalability & Flexibility Fixed capacity, difficult to scale or adapt Elastic, future-proof infrastructure built for global growth

Get insights from leading excerpts in payments modernization

Afirme
Case studies
Afirme: Modernizing cross-border payments with Volante Payments Platform
Build vs Buy
Blogs
Build, buy, or both: A CIO’s perspective on payments modernization
Arion Bank
Arion Bank strengthens compliance with Volante Technologies’ Payments as a Service
Nedbank chooses Bytes and Volante’s VolPay Foundation as part of its payment infrastructure to accelerate ISO 20022 adoption
Blogs
Addressing the market’s growing need for smart routing

Ready to modernize?

Volante’s cloud-native, low-code platform empowers you to modernize your entire payments stack, incrementally and intelligently. Start building your next-generation payments platform with Volante today.

Frequently Asked Questions

Volante’s No-Code/Low-Code Platform enables rapid support for any Payment type or network. Volante already has a broad spectrum of domestic and international payment types, including Real-time payments: RTP®, FedNow®, SEPA IP, Traditional rails: ACH, Wires, SWIFT, SEPA, Alternative networks: Visa B2B, Mastercard Send, Ripple, and various blockchain-based networks. This list continues to expand rapidly as new payment types emerge and client needs evolve. Volante’s flexible architecture ensures institutions can keep pace with innovation and meet customer demands faster and more efficiently than ever before. 

Volante enables financial institutions to modernize at their own pace through a phased approach powered by modular, composable services. Rather than overhauling your entire payments infrastructure, you can adopt individual capabilities as needed, such as ISO 20022 compliance, embedded payment preprocessing, and real-time payment support (e.g., RTP®, FedNow®). This flexible approach minimizes risk, reduces time to value, and ensures seamless integration with your existing ecosystem, accelerating your path to full payments modernization without disruption. 

Volante was the first to process both RTP® and FedNow® payments in the U.S. and powers 80–90% of instant payments in a major European country. The platform combines low-code development, cloud-native infrastructure, and proven scale (up to $1.4T/day processed) with global reach and agility. 

Volante is built on a zero-trust, cloud-native architecture that delivers enterprise-grade security, scalability, and performance. The platform incorporates multi-layered security measures and maintains full compliance with global standards, including: ISO 27001, SOC 1 & 2 Type II, PCI DSS, and GDPR. Advanced access controls and seamless integration with your existing fraud prevention and compliance systems ensure end-to-end protection and operational resilience, empowering you to innovate confidently in a dynamic regulatory environment. 

Thanks to low-code tools, pre-packaged workflows, and cloud-native delivery, with the help of Volante’s implementation team, banks can launch new payment services faster than with traditional platforms. The system supports elastic scaling, 99.95% uptime, and real-time.