Break free from legacy limits
Many banks and financial institutions are held back by legacy systems that can’t keep pace with the demands of real-time payments, ISO 20022 compliance, and evolving customer expectations.
Volante’s AI-powered Payments Platform solves this by offering a cloud-native, low-code, modular solution that accelerates payments modernization, reduces total cost of ownership, and enables scalable and future-ready innovation through a flexible SaaS model.
Accelerate value with real-time rails
Accelerate time to value
Lower your cost of ownership
Scale with
confidence
Reduce
your risk
Enable business and IT collaboration
Everything you need, when you need it
As payment ecosystems evolve, financial institutions face immense pressure to innovate, while still grappling with decades-old legacy platforms. Volante’s AI-powered Payments Platform offers a future-ready foundation to simplify modernization.
A smarter platform, purpose-built for payments
Low-code
configuration
Cloud-native infrastructure
Modular
design
Embedded
workflows
Pre-built clearing connectors
Transform payments at the speed of change
Built as a cloud-native, low-code solution, the platform supports various payment types, reduces cost, and accelerates technology deployment. With a low-code no-code approach and pre-integrated payment rails, you can transform operations incrementally without disrupting core systems.
Proven performance, global trust
Why choose Volante?
First to market
Processed the first-ever U.S. RTP® and FedNow® payment
European scale
Powers 80%–90% of all instant payments in a major European country
All-tier clients
For simple or complex use cases like correspondent or central banks
Available as a service globally
Already available as SaaS across multiple continents
Multi-country hubs
Manage multiple instant payment types across jurisdictions with a single, extensible platform
Modernization made practical for real-world banking
The Volante AI-powered Payments Platform is purpose-built for:
Enterprise-grade security, built from the ground up
Trust is non-negotiable in payments — and Volante delivers. The Volante AI-powered Payments Platform is secure by design, built on a zero-trust, cloud-native architecture that meets the highest industry standards. From ISO 27001 and SOC 2 Type II to PCI DSS and GDPR, our platform is fully certified and rigorously audited to ensure your data and transactions are always protected.
With multi-layered defense, advanced access controls, and seamless integration with your existing fraud and compliance systems, Volante empowers you to scale securely — without compromising performance or agility.
The trust of our customers on the platform has ensured us the responsibility to process ~ USD 1.4 trillion for Fedwire value in a single day and ~ 2.5 trillion value of SWIFT trns value in a single day.
Security you can bank on
Our security-first approach, supported by industry-leading certifications, delivers robust protection for financial institutions against evolving cyber threats.
Process more payments, in less time, with more accuracy
Volante’s AI-powered Payments Platform is engineered for the world’s most demanding institutions,
delivering real-time performance, nonstop availability, and enterprise-grade scale.
$1.4 trillion of Fedwire payments processed daily
46 million ACH transactions per hour benchmarked in cloud-native deployments
800 million transactions per day handled for a major global stock exchange
7.6 million instant payments and 2.5 trillion SWIFT payments daily
Certified for 400 + TPS, scaling to 10,000 TPS by 2026
99.99% uptime SLA with active-active architecture and dynamic auto-scaling
Modern, containerized, and ISO 20022 native, Volante’s platform gives you the performance backbone to scale confidently, whether you’re modernizing legacy infrastructure or launching new real-time services.
Trusted by over 150 financial businesses worldwide
Discover how leading financial institutions are transforming their payment operations with Volante’s real-time payment capabilities.
Ditch the legacy drag—go faster with Volante
Traditional payments systems weren’t built for today’s speed, scale, and compliance needs. While others struggle to catch up, Volante is already there.
| Category | Traditional Core / Legacy Platforms | Volante Payments Platform |
|---|---|---|
| Architecture | Monolithic, on-premise only, difficult to scale | Cloud-native, modular, microservices-based |
| Implementation speed | Code-heavy, long development cycles | Low-code / no-code visual modeling accelerates deployment |
| Modularity | All-or-nothing modernization | Composable use-case-driven adoption (e.g., RTP, ISO 20022) |
| Delivery Model | On-premise, CapEx-heavy licensing | SaaS with OpEx, pay-as-you-go flexibility |
| Integration Support | Custom integrations for each system or rail | Pre-built clearing connectors and API-driven integration |
| Change Management | Manual updates and internal coordination required | Configurable platform with updates managed by Volante |
| Compliance Readiness | Often lags behind modern standards (e.g., ISO 20022) | ISO-native with real-time, cross-border, and domestic compliance |
| User Accessibility | Developer-led, limited usability for business users | Designed for both business and IT users via low-code tools |
| Scalability & Flexibility | Fixed capacity, difficult to scale or adapt | Elastic, future-proof infrastructure built for global growth |
| Powered by AI | Fragmented analytics, manual investigations, static rules | Embedded AI across lifecycle — intelligent routing, semi-autonomous/autonomous agents for repairs, enrichments |
Partnering with Volante is instrumental in leveling the playing field between Lakeside Bank and the world’s largest financial institutions as we seek to add new services such as real-time payments from RTP and FedNow. Volante’s Payments as a Service empowers us to offer faster, more efficient, and reliable services that rival those of the biggest banks.
Matthew Palmisano, Senior Vice President and Director of Treasury Management
Lakeside Bank
We are creating the building blocks for an integrated payments ecosystem both for today’s needs and for the next generation. This approach allowed us to be first to market with RTP and will also serve us well over the long term.
Saket Sharma, CIO, BNY Mellon Treasury Services
Volante’s payment processing solutions are already an integral part of our payments and transaction banking platforms. Using this technology will allow us to serve our clients even better by catering to their complex needs.
Nick Nadgauda, Global Head of Treasury & Trade
Solutions Technology, Citi
Volante met our top criteria for an ideal collaborator: modern cloud-native technology, deep payments and transaction banking expertise, and the ability and flexibility to deliver against aggressive deadlines.
Luc Teboul, Managing Director, Goldman Sachs Transaction Banking
We are excited to continue our partnership with Volante with this investment and we look forward to seeing how Volante will continue to innovate and advance their payment capabilities.
Jason Christensen, Head of Payments and Treasury, Wells Fargo
Volante has helped us reduce SWIFT processing time from hours to seconds, so that our customers can receive international funds within a near-immediate settlement instance, even as the volume of requests continues to grow.
Raúl Arzate Ortiz, Director Comptroller’s Office, Money Markets, Afirme
With Volante’s Payments as a Service, we can bring new instant payments and ISO 20022 services to market faster.
Belhassen Belkhechine, Payments & Operations Product Manager, Azqore
Get insights from leading excerpts in payments modernization
Case studies
Afirme: Modernizing cross-border payments with Volante Payments Platform
Build, buy, or both: A CIO’s perspective on payments modernization
Addressing the market’s growing need for smart routing
Frequently Asked Questions
Volante’s No-Code/Low-Code Platform enables rapid support for any Payment type or network. Volante already has a broad spectrum of domestic and international payment types, including Real-time payments: RTP®, FedNow®, SEPA IP, Traditional rails: ACH, Wires, SWIFT, SEPA, Alternative networks: Visa B2B, Mastercard Send, Ripple, and various blockchain-based networks. This list continues to expand rapidly as new payment types emerge and client needs evolve. Volante’s flexible architecture ensures institutions can keep pace with innovation and meet customer demands faster and more efficiently than ever before.
Volante enables financial institutions to modernize at their own pace through a phased approach powered by modular, composable services. Rather than overhauling your entire payments infrastructure, you can adopt individual capabilities as needed, such as ISO 20022 compliance, embedded payment preprocessing, and real-time payment support (e.g., RTP®, FedNow®). This flexible approach minimizes risk, reduces time to value, and ensures seamless integration with your existing ecosystem, accelerating your path to full payments modernization without disruption.
Volante was the first to process both RTP® and FedNow® payments in the U.S. and powers 80–90% of instant payments in a major European country. The platform combines low-code development, cloud-native infrastructure, and proven scale (up to $1.4T/day processed) with global reach and agility.
Volante is built on a zero-trust, cloud-native architecture that delivers enterprise-grade security, scalability, and performance. The platform incorporates multi-layered security measures and maintains full compliance with global standards, including: ISO 27001, SOC 1 & 2 Type II, PCI DSS, and GDPR. Advanced access controls and seamless integration with your existing fraud prevention and compliance systems ensure end-to-end protection and operational resilience, empowering you to innovate confidently in a dynamic regulatory environment.
Thanks to low-code tools, pre-packaged workflows, and cloud-native delivery, with the help of Volante’s implementation team, banks can launch new payment services faster than with traditional platforms. The system supports elastic scaling, 99.95% uptime, and real-time.
Volante embeds Agentic AI across the payment lifecycle to move beyond rule-based automation toward an intelligent, semiautonomous decisioning platform.
The platform enables:
- Auto Enrichment and Repair based on historical data
- Increase in productivity of the business ops by reducing the investigation time and reducing the dependency on the institutional memory concentrated among key group of individuals
- Real-time SLA monitoring and proactive alerts
- Intelligent Routing using agentic AI
- Conversational insights and AI-assisted investigations
Unlike traditional systems that rely on static rules and manual repair processes, Volante’s Agentic AI continuously learns from transaction behavior, user interactions, and operational data — driving higher STP rates, faster investigations, and improved operational efficiency.
Volante offers a flexible Buy & Build model that allows institutions to adopt pre-built payment rails while retaining the freedom to configure, extend, and innovate independently.
Banks can:
- Buy pre-packaged payment rails (RTP®, FedNow®, ACH, Wires, SWIFT, SEPA, etc.)
- Modify workflows and integrations using Studio
- Extend the platform without heavy vendor dependency or core rewrites
This approach reduces time-to-market while preserving long-term flexibility — empowering banks to control their payments strategy without being locked into rigid vendor roadmaps.