Modernize euro payments, instantly
SEPA instant payments are no longer a nice-to-have — they’re a regulatory requirement and a competitive differentiator. Financial institutions across Europe must now offer 24/7/365 instant euro transactions through networks such as RT1 and TIPS, while also implementing Confirmation of Payee (CoP) for fraud prevention.
Volante’s modern, cloud-native SEPA instant payments solution makes it easy to comply and compete. We manage all scheme updates, enabling you to go live quickly, reduce operational complexity, and deliver frictionless experiences across both retail and corporate customer segments.
Drive value through SEPA payment operations
Accelerate time to market
Deploy in weeks, not months, with standardized onboarding and ready-to-go scheme integrations.
Streamline
compliance
Built-in support for CoP, Request to Pay, and ISO 20022 ensures you meet all EPC requirements with no downtime for updates.
Reduce costs and complexity
Avoid expensive in-house builds with our fully managed cloud or SaaS model and reduce IT overhead while scaling seamlessly with demand.
Drive growth and innovation
Capture new B2B and P2P revenue streams and support bulk and high-volume euro transactions instantly across multiple customer segments.
Deliver exceptional customer experiences
Enable real-time euro payments 24/7/365 across channels with a single initiation API and smart routing options.
Simplify SEPA instant payments with SaaS
Legacy systems weren’t designed for the speed, compliance, and 24/7 availability demands of SEPA instant payments.
Volante’s Instant Payments as a Service eliminates the need for complex integration projects and costly infrastructure.
Built for scale, speed, and security
Cloud-native and ISO 20022-fluent
Run SEPA instant payments from a modern infrastructure that supports real-time data, seamless integration, and full ISO 20022 compliance.
Multi-rail
connectivity
Extend SEPA instant payments to other payment services such as Wires, SWIFT, ACH, and more, all on the same platform.
Direct and indirect participation
Choose the deployment model that suits your business: Connect directly to RT1 or TIPS, or partner with a sponsor bank for indirect access.
API-first
integration
Leverage a single initiation API across channels to simplify development, onboarding, and payment orchestration.
Certified and
secure
Our solution is ISO 27001 and SOC 2 Type 2 certified, delivering enterprise-grade security and compliance.
Volante helps institutions achieve market readiness fast, supporting both direct and indirect scheme participation and end-to-end SEPA SCT instant payment processing.
Proven results with SEPA instant payments
- First to process a SEPA Instant payment in the cloud
- Supports both RT1 and TIPS from one platfor
- Flexible SaaS, cloud, or in-datacenter deployment
- Used by banks across Europe to meet compliance and drive growth
- Integrates easily with fraud tools, accounting systems, and core platforms
What our customers say
We needed a partner who could provide both the technology and guidance to help us navigate the complexities of evolving regulatory standards
Björn Björnsson
CIO, Arion Bank
We are laser-focused on digitizing payments. Together with Volante, we plan to accelerate that journey to bring the most innovative solutions to our clients
Saket Sharma
Chief Strategy and Digital Officer, Treasury Services, BNY Mellon
Trusted by over 150 financial businesses worldwide
See how leading European banks are staying ahead of regulations — and the competition — by modernizing euro payments with Volante.
Go beyond SEPA instant payments
Discover how Volante’s real-time-native platform empowers financial institutions to scale instant payments across global networks, from FedNow® and RTP® to cross-border SWIFT and beyond.
Insights from leading experts in payments modernization
Frequently Asked Questions
Yes. EU regulations now require PSPs to offer SEPA instant payments and implement features like Confirmation of Payee (CoP) to enhance security and prevent fraud.
Volante enables deployment in weeks—not months—thanks to standardized onboarding, pre-built scheme integrations, and cloud-native architecture.
Yes. Volante provides connectivity to both RT1 and TIPS on a single platform, with intelligent routing and flexible participation options (direct or indirect).
You can deploy Volante’s solution via cloud, SaaS, or on-premise/data center models. The platform supports both direct access to SEPA schemes and sponsor bank partnerships.
We manage all EPC and scheme updates automatically—eliminating downtime and manual intervention—so you stay compliant without added burden.