A unified platform for all U.S. payments—ACH, Fedwire®, FedNow®, RTP®, CHIPS®, Zelle—and SWIFT cross‑border.
Accelerate adoption of RTP®, FedNow®, Fedwire®, CHIPS®, and ACH with a single cloud-native platform. Volante powers real-time, ISO 20022-compliant payments for 7 of the top 10 U.S. banks—processing trillions in value daily. Simplify operations, reduce costs, and future-proof your payments infrastructure.
Go live with FedNow®, RTP®, ACH, and Fedwire® in as little as 14 weeks using pre-integrated, cloud-native services.
Eliminate the burden of maintaining multiple systems and align costs to transaction volumes with our scalable PaaS.
Comply quickly with new U.S. payments mandates, including ISO 20022 for Fedwire and CHIPS, real-time rails, and fraud.
Support 24×7 instant payments and real-time visibility, helping your customers move money securely and conveniently, anytime.
Simplify your modernization journey across all major U.S. payment rails—FedNow®, RTP®, Fedwire®, CHIPS®, and ACH—with one unified, cloud-native solution. Volante accelerates implementation with built-in ISO 20022 compliance, real-time readiness, and seamless integration with your core systems.
Go live in as little as 14 weeks with Volante’s U.S. payments solution, designed to help banks and financial institutions scale faster, reduce legacy complexity, and lead in the new era of instant, intelligent payments.
Rely on a modern, cloud-first infrastructure purpose-built for mission-critical U.S. payments—resilient, secure, and designed for continuous availability.
Seamlessly connect to FedNow®, RTP®, ACH, CHIPS®, and SWIFT with built-in ISO 20022 readiness and smart routing for optimal rail selection.
Achieve straight-through processing across domestic and cross-border payments, minimizing manual effort and improving operational efficiency.
Accelerate deployment with a comprehensive suite of REST APIs that simplify integration with your bank’s existing payment systems.
Launch real-time services like FedNow® and RTP® with prebuilt adapters, liquidity tracking, and real-time exception handling out of the box.
Process U.S. payments in structured ISO 20022 format to improve compliance, data quality, and support for advanced analytics and automation.
Trusted by U.S. financial institutions of all sizes
Partnering with Volante is instrumental in leveling the playing field between Lakeside Bank and the world’s largest financial institutions as we seek to add new services such as real-time payments from RTP and FedNow. Volante’s Payments as a Service empowers us to offer faster, more efficient, and reliable services that rival those of the biggest banks.
Matthew Palmisano, Senior Vice President and Director of Treasury Management
Lakeside Bank
We are creating the building blocks for an integrated payments ecosystem both for today’s needs and for the next generation. This approach allowed us to be first to market with RTP and will also serve us well over the long term.
Saket Sharma, CIO, BNY Mellon Treasury Services
Volante’s payment processing solutions are already an integral part of our payments and transaction banking platforms. Using this technology will allow us to serve our clients even better by catering to their complex needs.
Nick Nadgauda, Global Head of Treasury & Trade
Solutions Technology, Citi
Volante met our top criteria for an ideal collaborator: modern cloud-native technology, deep payments and transaction banking expertise, and the ability and flexibility to deliver against aggressive deadlines.
Luc Teboul, Managing Director, Goldman Sachs Transaction Banking
We are excited to continue our partnership with Volante with this investment and we look forward to seeing how Volante will continue to innovate and advance their payment capabilities.
Jason Christensen, Head of Payments and Treasury, Wells Fargo
Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.
Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.
Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.
Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.
Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.
Built on the proven foundation powering real-time, wire, and ACH payments for banks of all sizes worldwide, Volante’s U.S. payments capabilities deliver unmatched flexibility and speed. Whether you’re adding RTP® and FedNow®, modernizing legacy ACH flows, or unifying operations across rails, our platform makes it easy to evolve without disruption.
Cloud-native. API-driven. Scalable by design. Ready for what’s next.
Payments as a service (PaaS) is a cloud-based delivery model that enables banks and other financial institutions to process and manage payments using third-party platforms and specialized payment services.
PaaS works in much the same way as any other “as a service” model. Payments as a service providers host applications and data on their own servers, databases, and cloud using their own technology stack and networking and computing resources. They then make those applications and data available to financial institutions over the internet through a cloud-based delivery model.
Payments as a service is actually more secure than traditional infrastructure. Cloud providers such as Microsoft Azure, Amazon Web Services and Google Cloud spend billions every year on security — far more than any bank can.
Volante’s Payments as a Service is backed by leading data security, cloud security, information security, and privacy management certifications, including PCI DSS, SOC 1, SOC 2, ISO 27001, ISO 27017, ISO 27018, and ISO 27701.
Payments as a service reduces costs in a few key ways:
