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Payments as a Service

Powering payments modernization with speed, scalability, and simplicity.

20+

Years of experience delivering excellence

62%

Reduction in project cost

40%

Cost savings after adopting PaaS

70%

Faster implementation time

Simplify payments modernization, fast

Financial institutions face mounting pressure to modernize, comply with new regulations, and meet customer demands for real-time, effortless payments.

Institutions worldwide trust Volante’s Payments as a Service to process trillions of dollars and millions of transactions daily across leading global networks. Easy to adopt, use, and integrate into your current environment, Payments as a Service empowers you to focus on your core business, while we take care of your payments infrastructure.

Empower your growth with Payments as a Service

Accelerate time to market

Pre-built persona-centric dashboards deliver insights from data, simplifying operational analysis, payment trend tracking, and productivity monitoring. 

Increase cost effectiveness

Reduce IT costs by eliminating the need for on-premise infrastructure and leveraging a pay-as-you-go SaaS-based model.

Future-proof business

Stay ahead of industry trends and regulations with a platform designed to evolve alongside the payments ecosystem.

Optimize customer experiences

Deliver fast, seamless, and secure payment services to your customers, meeting their expectations for real-time transactions.

Enhance operational resilience

Rely on a robust, cloud-native architecture that ensures uninterrupted operations and compliance across multiple jurisdictions

Reduce complexity

Simplify your modernization journey with a single platform that manages the full lifecycle of payment processing.

Onboarding made easy

From real-time payments to ISO 20022 compliance, we’re here to simplify your payments transformation journey and empower your growth.

We can onboard you to Volante Payments as a service in 14 weeks or less, so you can keep pace with industry innovation and stay one step ahead of your competitors.

See Volante’s award-winning Payments as a Service in action

Volante’s Payments as a Service is a cloud-native, secure, fully integrated solution that enables you to process all types of payments while dramatically reducing your time to market and total cost of ownership. With rapid onboarding, zero downtime, and proven scalability, Payments as a Service empowers you to innovate faster in a rapidly evolving payments landscape

Delivering agility, scalability, and cost efficiency

Cloud-native

Scale effortlessly with a fully managed, cloud-native platform that ensures reliability, security, and 24/7 availability.

Multi-rail compatible

Support for multiple payment rails, including FedNow, RTP, ACT, SWIFT, SEPA, and cross-border networks, with pre-integrated capabilities for ISO 20022 compliance.

Fully automated

Automate payment workflows, from initiation to settlement, reducing manual processes and mitigating operational risk.

Developer-friendly

Integrate seamlessly with existing systems using our extensive API suite, built to simplify connectivity and enable real-time transaction management.

Real-time payments ready

Enable instant payments with out-of-the-box support for real-time processing, liquidity management, and fraud prevention.

ISO 20022 fluent

Ensure regulatory compliance while unlocking enhanced data transparency, analytics, and automation capabilities.

What our customers say

Frankly Speaking with SouthState Bank

Why did SouthState embark on a payments modernization journey?

Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.

Frankly Speaking SouthState Bank

What is your approach to payments modernization and real-time payments adoption?

Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.

Frankly Speaking with SouthState Bank

What are some of the benefits to payments modernization?

Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.

Frankly Speaking with SouthState Bank

Why was having a flexible solution important?

Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.

Frankly Speaking with SouthState Bank

Can you speak to your experience working with Volante?

Chris Nichols, Director of Capital Markets, SouthState Bank talks about how the bank is unifying the customer experience and driving growth for its one million customers on RTP® and the FedNow℠ service when it launches later this year leveraging Instant Payments as a Service.

SouthState Bank’s Payment Modernization Journey
Modernizing with a Payment Hub and PaaS Approach
Payments Modernization Drives Business Growth
Flexibility Enables the Bank to Achieve its Strategic Goals
Selecting Your Trusted Payments Modernization Partner

Security you can bank on

Our security-first approach, supported by industry-leading certifications, delivers robust protection for financial institutions against evolving cyber threats.

Ways to deploy Volante PaaS

Real-time/instant payments

Fast-track market entry and offer innovative instant payments — our real-time payments solution supports all major domestic and global networks, including US TCH, RTP, FedNow, SEPA Instant, UK FPS, Mexico SPEI, and many more.

Embedded preprocessing

Centralize and optimize payment validation, transformation, and routing with our cloud-based solution. Embedded preprocessing automates workflows, enhances payments intelligence, and reduces operational friction — all without replacing existing systems.

U.S. wire payments

Modernize FedWire® operations without disruption — with native support for ISO 20022, smart routing, and an API-first architecture, our cloud-native platform offers the fastest path to modernization, compliance, and future growth.

ACH

Eliminate legacy roadblocks and process high-volume ACH files faster — Volante’s ACH Payment Processing delivers real-time processing, configurable risk controls, smart routing, flexible APIs, and much more.

ISO 20022 compliance and migration

Fast-track ISO 20022 adoption with Volante’s cloud-native solution, which utilizes API-driven integrations and enables automated validation, transformation, and enrichment of financial messages.

Corporate to bank integration

Simplify corporate-to-bank connectivity and integration with a low-code platform that enables you to reduce onboarding from months to just days — no technical expertise necessary.

Case studies

Explore real-world case studies showcasing how we’ve helped businesses achieve their goals and drive innovation.

SouthState Bank
Case studies
SouthState bank: real-time and instant payments modernization with PaaS
Bank of New York BNY
Case studies
BNY: leading real-time payments innovation with Volante Technologies 
Grupo Financiero Banco BASE
Case studies
Grupo Financiero Banco BASE: Modernizing domestic and international payments with Volante Payments Platform
Lakeside Bank
Case studies
Lakeside Bank: Accelerating payments modernization with Volante Technologies
Standard Bank
Case studies
Standard Bank: Powering real-time, resilient payments across Africa with Volante Technologies
Two office workers on the computer standing outside of a server room
Blogs
Understanding the importance of security certifications in Payments as a Service

Volante Payments Platform

Discover the world’s most advanced payments technology platform. The Volante Payments Platform is highly configurable, secure, cloud-native, real-time ready, and ISO 20022 fluent. With a low-code integration layer, the ability to support multiple payment types, and a presence in the top 7 out of 10 banks, our platform is ready for anything.


Ready to modernize?
Come evolve with us!

Contact our team to explore how Volante PaaS can deliver transformative value for your financial institution.

Frequently Asked Questions

Payments as a service (PaaS) is a cloud-based delivery model that enables banks and other financial institutions to process and manage payments using third-party platforms and specialized payment services.

PaaS works in much the same way as any other “as a service” model. Payments as a service providers host applications and data on their own servers, databases, and cloud using their own technology stack and networking and computing resources. They then make those applications and data available to financial institutions over the internet through a cloud-based delivery model.

Payments as a service is actually more secure than traditional infrastructure. Cloud providers such as Microsoft Azure, Amazon Web Services and Google Cloud spend billions every year on security — far more than any bank can.

Volante’s Payments as a Service is backed by leading data security, cloud security, information security, and privacy management certifications, including PCI DSS, SOC 1, SOC 2, ISO 27001, ISO 27017, ISO 27018, and ISO 27701.

Payments as a service reduces costs in a few key ways:

  • You no longer need to pay for infrastructure up front, converting it from a capital expenditure into an operating expenditure.
  • Your payments as a service provider assumes responsibility for compliance and security.
  • You only pay for what you need. For example, rather than pay for a dedicated infrastructure for peak processing times that is then idle during low volume periods, your provider takes care of scaling up and out for you based on your needs.